If your debt seems hopeless and you are dealing with issues such as creditor harassment, home foreclosure and repossession, bankruptcy may provide a solution. For many people with significant debt problems, bankruptcy provides a fresh financial start.
At the Linder Law Office in Springfield, Illinois, our goal is to get you out of debt while protecting the assets you want to keep. Since 1994, lawyer Kevin Linder has provided compassionate and effective bankruptcy assistance for people in central Illinois. We offer a free initial consultation to discuss your case.
Mr. Linder is known for obtaining successful outcomes in difficult debt cases. He has:
- Eliminated millions of dollars in debts
- Saved hundreds of homes from foreclosure
- Helped clients get cars and belongings back, even after repossession
- Helped families restructure their finances even when it looked like things would not work out
There are two forms of bankruptcy protection:
- Chapter 7 bankruptcy: Chapter 7 bankruptcy provides the simplest and fastest form of debt relief with a complete discharge of unsecured debts such as credit card bills and hospital bills.
- Chapter 13 bankruptcy: If you are in danger of losing your home, Chapter 13 bankruptcy gives you time to get caught up on mortgage payments, while reducing and discharging other types of debt. Chapter 13 bankruptcy may also allow you to strip the lien on a second mortgage.
The form of bankruptcy protection that is best for you will depend on your income, your debts, your assets and your goals. Both forms of bankruptcy protection allow you to keep retirement savings up to a certain amount, home equity up to $15,000, and many other personal assets.
Contact a Sangamon County Bankruptcy Attorney
To discuss your case with Springfield bankruptcy attorney Kevin Linder, call 217-793-6477 or fill out our contact form. From our office in Springfield, we serve clients throughout central Illinois including Springfield, Decatur, Jacksonville and Lincoln.